Author: Abraham Adebisi

If you want to receive payments in dollars, euros, or pounds while living in Nigeria, you need a domiciliary account. Let’s break it down. In today’s global economy, having access to foreign currencies like US dollars, British pounds, and euros is essential. It’s more than just a financial advantage. It’s a necessity for many Nigerians. Whether you’re a freelancer, digital nomad, or international student, a domiciliary account in Nigeria is beneficial. It also helps if you receive remittances from abroad. The account gives you the freedom to receive and save foreign currencies directly. This comprehensive 2025 guide will walk you…

The number of millionaires in the United States continues to rise, despite economic uncertainties, inflation concerns, and shifting market conditions. But exactly how many Americans have achieved millionaire status in 2025? This comprehensive report provides a data-driven analysis of the millionaire population in the US. It breaks down the numbers by demographics, wealth sources, state distribution, industry trends, and economic impacts. Total Millionaires in the US (2025 Data) According to the latest Credit Suisse Global Wealth Report 2025, the United States now has approximately 24.5 million millionaires, making up nearly 8% of the total population. This marks a 4.2% increase…

Managing your money doesn’t have to be complicated or expensive. With the right top free personal finance software, you can track your spending. You can also create a budget, monitor investments, and plan for the future— all without spending a dime. But with so many options available, which one is best for you? In this article, we’ll break down the 10 best free personal finance software to help you take control of your financial life. Key Takeaways What is the best free personal finance software? The best free personal finance software depends on your needs. Some tools are great for…

Financial literacy is more important than ever, and TikTok has become a surprisingly powerful tool for educating people about money. Known as “FinTok,” this corner of the platform is filled with influencers. They break down complex financial concepts into digestible and engaging content. If you’re looking to build wealth, the right FinTok influencer can provide guidance. They can also help you manage debt or invest wisely in a simple and relatable way. Here are some of the top financial influencers on TikTok who are helping people make smarter money decisions. 1. Humphrey Yang (@humphreytalks) – The Expert at Simplifying Finance…

Artificial intelligence (AI) is changing the way people manage their money. Banks and financial institutions are now using AI-powered apps to provide smarter, faster, and more secure banking services. These apps can track spending, offer savings advice, detect fraud, and even help with investments. In this guide, we’ll explore the best AI-powered banking apps that are leading the industry in 2025. What Are AI-Powered Banking Apps? AI-powered banking apps use artificial intelligence to automate banking tasks, analyze financial data, and improve user experience. These apps can: With these features, AI-powered apps make banking more efficient and convenient. Best AI-Powered Banking…

Personal loans play a primary role in helping us achieve our financial goals and sort out emergencies. Sickness and destruction of property through natural calamities are some of the emergencies that prompt us to seek personal loans. We can also borrow loans to develop ourselves or accomplish some investments. The type of loan you borrow depends on many factors such as your credit score, payment period, and loan amount. Before taking a loan from credit facilities and online lenders, take time to understand the loan terms. It is important to know the interest rate to avoid jumping to financial captivity.…

Reverse Mortgage is a term widely used for elderly people. So, what is Reverse Mortgage? It is a home loan which can only be applied for by people who are 62 and older. It allows the homeowners to borrow a loan and use their house as security or collateral. There is a twist to this kind of loan. It can’t be paid while the homeowners are still in the house used as collateral. It can either be paid by the homeowners or heirs and this is usually done by selling the house. Note: The property’s name would still be with…

When it comes to loan repayment, the borrower should consider several options. This will help avoid bad debt and too many lenders. You may find it difficult to pay according to your repayment plan if you are a borrower. This is due to many lenders and too many payments needing to be made at intervals. Some payments may even clash with others or occur at the same time. In these cases, you may consider a debt consolidation loan. What is a debt consolidation loan? In this article, we will discuss what you need to know about debt consolidation loans. What…

Making money as a lady, in general, isn’t something too strenuous or hard as a guy (with some exceptions). When your beauty comes into the equation, multiple doors of opportunities open. You can make money or find a well-paying job. Everyone wants to make money. This will aid us in paying our bills. It will also provide us cash to do other important tasks. Our full-time jobs can’t fully cater to all our needs. We will need to supplement it with a side hustle or a second job. Making Money as an Attractive Woman As a lady, especially an attractive…

If you’re reading this article, you’ve probably already decided that freelancing is for you. A lot of preparation, marketing, and follow-up work is involved in setting up as a consultant or contractor. It can be a challenging career to launch into. Lucky for you, we have everything you need to know about getting started as a freelancer in one place. This guide will walk you through everything. It covers coming up with an approachable niche. It also helps in setting the right rate for your services. In the last few decades, the freelance economy has grown significantly. It shows no…