If you’re searching for a MoneyPass ATM near you, you likely want to avoid unnecessary ATM fees. You also want convenient access to your cash. MoneyPass provides over 40,000 fee-free ATMs across the United States. It features one of the largest surcharge-free networks. This network is used by banks, credit unions, and popular mobile banking apps.
In this guide, we’ll cover everything you need to know. This includes using the MoneyPass locator and mobile app. We will also discuss checking for deposit support and avoiding hidden fees. This page is optimized to help U.S. users easily locate a MoneyPass ATM near them and understand how to make the most of the network.
What Is MoneyPass?
MoneyPass is a nationwide network of surcharge-free ATMs available to cardholders whose banks or card issuers participate in the program. Instead of paying $2 to $5 in fees at out-of-network ATMs, you can use a MoneyPass ATM to withdraw cash. You can check your balance and in some cases, you can deposit money completely fee-free.
Unlike some ATM networks that cater exclusively to specific banks, MoneyPass partners with numerous institutions. This makes it especially appealing for individuals who want to avoid the hefty fees typically associated with out-of-network ATM use. MoneyPass is used by:
- U.S. Bank
- Chime
- Varo
- Bluebird
- Many regional banks and credit unions
Benefits of Using a MoneyPass ATM:
- No surcharge fees from the ATM owner
- Broad national coverage in all 50 states
- Access through debit cards, prepaid cards, or mobile banks
How to Find a MoneyPass ATM Near You
Finding a MoneyPass ATM is straightforward, thanks to a variety of tools and resources. Here’s a step-by-step guide to help you locate one:
1. Use the Official MoneyPass ATM Locator
The best way to find a nearby MoneyPass ATM is through their official online locator tool:
Visit: https://www.moneypass.com/atm-locator.html
Simply enter your ZIP code, city, or allow GPS access to show nearby locations.
2. Download the Mobile App
For users constantly on the move, the MoneyPass mobile app is available for both iOS and Android. Features include:
- Real-time ATM search based on your GPS location
- Filters for services (deposit-taking, wheelchair access, etc.)
- Map-based view with driving directions
3. Use Google Search
Typing “MoneyPass ATM near me” into Google will often display the nearest locations using your device’s GPS. To improve accuracy, add your city name or neighborhood to the query. For example:
- “MoneyPass ATM near me in Chicago IL”
- “Deposit-enabled MoneyPass ATM Los Angeles”
- “24-hour MoneyPass ATM NYC”
Where to Find MoneyPass ATMs
MoneyPass ATMs are located in many common places, including:
- Retail stores (Walmart, CVS, Walgreens)
- Convenience stores (7-Eleven, Circle K)
- Transit hubs and airports
- Credit unions and community banks
- Universities and government buildings
For example, if you’re in Houston, you’ll find MoneyPass ATMs in multiple Walgreens and credit union branches. In New York City, they’re common in 7-Eleven stores and around major transit stops.
Can You Deposit at a MoneyPass ATM?
Not all MoneyPass ATMs allow deposits. If you’re looking to deposit cash or checks, follow these steps:
- Use the ATM Locator Filter
On the MoneyPass ATM locator, check the box that says “Deposit Taking ATMs” to view only machines that support deposits. - Check with Your Bank or Card Issuer
Some financial institutions, like Chime or Bluebird, do not support deposits at MoneyPass ATMs. Others, like U.S. Bank or select credit unions, allow it. - Alternative Deposit Options
If your ATM card doesn’t support MoneyPass deposits, consider services like Green Dot or in-app deposit partners offered by fintech apps.
How to Avoid ATM Fees with MoneyPass
Even though MoneyPass is designed to help you avoid fees, it’s still possible to be charged if:
- Your bank/card issuer isn’t a participant in the MoneyPass network
- You use a MoneyPass ATM for unsupported transactions (like deposits)
Tips to Stay Fee-Free:
- Use only ATMs that display the MoneyPass logo
- Confirm your bank’s participation in the network
- Use the locator to check for fee-free access
- Avoid third-party card processing prompts at checkout
Frequently Asked Questions
Does every ATM with a MoneyPass logo allow free withdrawals?
Only if your debit or prepaid card is from a participating bank or issuer. If you’re unsure, check the back of your card or your banking app.
Are there 24/7 MoneyPass ATMs?
Yes, many ATMs in convenience stores, gas stations, and airports offer 24-hour access. Use the locator filter to confirm operating hours.
Can I use MoneyPass ATMs overseas?
No. MoneyPass is a U.S.-only ATM network. For international travel, contact your bank for partner networks or international withdrawal options.
Do all MoneyPass ATMs support check balance inquiries?
Most do, but features can vary. Use the locator or check the ATM screen to confirm.
Final Thoughts
MoneyPass offers a reliable and cost-effective way to access your money without worrying about high ATM fees. Whether you bank with a major institution or use a mobile-only app, check if your card is eligible. It’s worth exploring surcharge-free ATM access through this network.
If you frequently rely on cash or travel across the U.S., bookmarking the MoneyPass ATM locator or downloading the mobile app can save you time and money every month.
So, the next time you need cash, remember to look for the MoneyPass logo and enjoy the peace of mind that comes with surcharge-free transactions.
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